FAQ
How long can the solution be financed?

Terms are anywhere from 12 to 60 months, depending on the financing product.

Who is eligible to finance software and total solutions through Payment Solutions?

Any commercial or public sector customer that licenses Microsoft software as part of their IT investment can qualify.

What is the minimum transaction size?

The minimum transaction size for Finland is 3 000,00 €, although amounts below 10 000,00 € require a custom quote. Please consult with your local Payment Solutions Specialist for more details.

Is there a maximum transaction size?

There is no pre-established maximum or credit limit. Customers can apply for any amount necessary to finance the entire solution as long as it exceeds the minimum transaction size. Please consult with your local Payment Solutions Specialist for more details.

What is the interest rate offered?

Payment Solutions offer competitive rates. These rates are influenced by market conditions, term, and transaction size. Lower, tax exempt rates may be available to public sector customers.

How is a credit decision made?

The extension of credit is based on a number of variables, including a customer's prior performance in servicing its prior debt. Each credit decision is made on a case-by-case basis. Elements that can influence the credit decision include the customer's prior performance and any defaults (if applicable).

Will down payments be required?

There is generally no requirement for down payments.

What will happen if a customer is delinquent or defaults in making a payment?

If a customer is delayed in making a payment, they will be charged a late fee. The financing provider will take the appropriate legal action in cases of customer default.

How do partners get paid for their services when they use Payment Solutions?

Qualified Microsoft partners are paid for their services and solutions once the financing documents are fully executed.

How will my customer be billed?

The financing provider will automatically debit or invoice your customer according to the payment options agreed on.